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PM KISAN BENEFICIARY – Registration, Status Check & Latest Updates

PM KISAN BENEFICIARY

The Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) is a Central Sector Scheme that provides income support to the families of landholding farmers in India. This PM KISAN BENEFICIARY scheme provides supplement financial support to the farmers to procure various inputs related to agriculture and allied activities and their domestic needs.

Now, PM-Kisan provides income support to all landholding farmers’ families who have cultivable lands. Under this scheme, 100% funding is provided by the Government of India. It aims to supplement the financial needs of farmers in obtaining agriculture inputs for ensuring proper crop health and appropriate yield.

And, The State Government and UT administration identify the farmer families eligible for financial support under the scheme guidelines. After the beneficiaries are identified, the funds are directly transferred to their bank accounts under this scheme.

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Therefore, Eligibility Criteria Under PM-Kisan Samman Nidhi

Under this scheme, all landholder farmers’ families are eligible to obtain the benefits. The landholder farmers’ family is defined under the scheme guidelines as a family consisting of a husband, wife and minor children who own cultivable land as per the land records of the respective State or UT. The existing land ownership system is used for identifying the beneficiaries.

 PM-Kisan Scheme Exclusion Category

The following categories of beneficiaries belonging to the higher economic status will not be eligible to obtain the benefits under the scheme.

  • Every Institutional Landholder.
  • Farmer families belonging to one or more of the below categories:
  • Present and past holders of constitutional posts.
  • Present and former Ministers, State Ministers, Chairpersons of District Panchayats, Mayors of Municipal Corporations, Members of Lok Sabha or Rajya Sabha or State Legislative Assemblies or State Legislative Councils.
  • Every retired and serving employee and officers of Central or State Government Ministries or Offices or Departments and its field units or Central/State PSEs and attached offices or autonomous institutions under government and employees of the local bodies. (Excluding Class IV/Multi Tasking Staff/Group D employees).
  • Every superannuated or retired pensioner with a monthly pension of Rs.10,000 and above (Excluding Class IV/Multi Tasking Staff /Group D employees)
  • Every person who paid Income Tax in the last assessment year.

PM-Kisan Aadhaar Link

The farmers need to have an Aadhaar card to avail the benefits of the PM-Kisan scheme. The farmers cannot enrol or register themselves as beneficiaries under the PM-Kisan scheme if they do have an Aadhaar card. The instalment is released only on the basis of the Aadhaar seeded database.

Therefore,  beneficiaries can link their Aadhar with the bank account of the PM-Kisan portal by following the below process:

  • Go to the PM-Kisan portal.
  • Scroll down to the ‘Farmers Corner’ and click on the ‘Edit Aadhaar Failure Records’ option.
  • The page will open to edit Aadhaar details. On the page, select the option of ‘Aadhar Number’, enter Aadhaar Number, Captcha and click on the ‘Search’ button.
  • The farmers dashboard will open up where they can edit the Aadhar Number or update it and click the ‘Submit’ button.

 PM-Kisan e-KYC for Farmers

The government has made e-KYC mandatory for the farmers registered under the PM-Kisan to obtain their instalments under the scheme.

Therefore, Earlier, the government had allowed farmers to do Aadhar based eKYC through OTP authentication on the PM-Kisan portal by 31st March 2022. However, the government has now suspended this option temporarily on the PM-Kisan portal.

And, Thus, the process to do e-KYC currently is only through going to the nearest CSC centres for Biometric authentication. But, the last date to do e-KYC has been extended from 31st March 2022 to 31st May 2022.

PM-Kisan Samman Nidhi Credit Card

Now, The government launched the Kisan Credit Card (KCC) scheme in 1988 that provides farmers timely access to credit. The KCC scheme aimed at providing short-term formal credit to the farmers.

The government has linked the KCC with the PM-Kisan scheme.

So, The PM-Kisan beneficiaries can apply for KCC cards and obtain short-term loans with low-interest rates under the KCC cards. The loans granted to the farmers under the KCC card . Provides them with a credit limit to purchase equipment and cover other expenses as well.

Therefore, The following are the features of the PM-Kisan credit card:

  • Loans are provided at a low-interest rate of 2% to 4%
  • Collateral free loans up to Rs.3 lakh are provided.
  • In-built crop insurance coverage.
  • Flexible repayment option of the loans.

The beneficiaries of the PM-Kisan scheme can apply for the PM-Kisan credit cards by following the procedure below:

  • Go to the PM-Kisan portal.
  • Scroll down to the ‘Farmers Corner’ and click on the ‘Download KCC Form’ option.
  • The ‘Loan Application form for agricultural credit for PM-Kisan beneficiaries will open’.
  • The farmers need to download this form.
  • Fill in all the details in the form. To apply for KCC cards, the farmers need to select the option of ‘Issue of fresh KCC’ provided under the option ‘B’ section while filling the form.
  • The bank will process the request and provide the KCC card to the farmer.

Alternatively, the beneficiaries can also visit the bank website where they wish to apply for a PM-Kisan credit card, fill the application form for the KCC card . On the website and submit it online. The bank will process the application and provide the KCC card to the PM-Kisan beneficiaries.

 Application Process under PM-Kisan

The farmers can apply for this scheme in the following ways:

  • The eligible farmers can apply for this scheme with the revenue officials, village Patwaris or other designated officers or
  • Agencies by submitting the required details to them,
  • Now The  farmers can visit their nearest Common Service Centers (CSCs) for registration under the scheme upon payment of fees, or
  • Therefore, It  can also do self-registration on the PM-Kisan portal through Farmers Corner.

 The details that are required to be provided for registration are: 

  • Name.
  • Age.
  • Gender.
  • Mobile number.
  • Category(SC/ST).

 Also Read : PM KISAN BENEFICIARY list – PM Kisan Status

  • Aadhaar Number (if the Aadhaar Number is not issued, then the Aadhaar Enrollment Number and any prescribed document for identification such as the Voters’ ID, Driving License, NREGA Job Card, or any other identification issued by Central/State/UT Government).
  • Bank Account Number of the applicant.

 

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